Fee Schedule

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Savings Account Fees
Regular Savings Account Excessive Withdrawal fee:
$1.00 per withdrawal after three (3) withdrawals per calendar month
Regular Savings Account Reopening fee:
$10.00 if reopening a closed account within six (6) months of closing
Christmas Club Early Withdrawal fee:

$3.00 per withdrawal (between January 1 and October 31)
NSF fee:
$20.00 per item
Stop Payment Fee $20.00 per request
Money Market Savings Account Fees
NSF fee:
$20.00 per item
Stop Payment fee:
$20.00 per request
Copy of Check Fee $2.00 per check
Rejected Item Fee $1.00 per rejected item
Check Printing Fee Prices may vary depending upon style
Minimum Balance Fee $10.00 per month, if minimum balance is not maintained
Excessive Withdrawal Fee $10.00 per withdrawal, if over three (3) withdrawals, checks or transfers (combined total of 3) per month
Postdated Item Request Fee $20.00 per request
Checking Account Fees
NSF  and Courtesy Pay Fee $20.00 per item
Stop Payment Fee $20.00 per request
Check Printing Fee Prices may vary depending upon style
Postdated Item Request Fee $20.00 per request
Basic Plus Checking Account Minimum Balance Fee $6.00 per month, if minimum balance is not maintained
Premier Interest Checking Account Minimum Balance Fee $10.00 per month if minimum balance is not maintained
Basic Monthly Charge Fee

$4.00 per month

Re-Opening Fee $5.00 if account was closed by credit union due to abuse of privileges afforded the account
Temporary Check Fee $3.00 per set of ten (10) checks
Copy of Check Fee $2.00 per check
Rejected Item Fee $1.00 per rejected item
Other Service Fees (applicable to all accounts)
Account Reconciliation Fee $10.00 per hour with a one (1) hour minimum
Account Research Fee $10.00 per hour with a one (1) hour minimum
Statement Copy Fee $1.00 per page
Collection Item  Fee $5.00 per item plus any other fees incurred
Wire Transfer (Outgoing-Domestic) Fee
$12.50 per transfer
Wire Transfer (Outgoing-International) Fee (Bank or Financial Institution Wire)

$35.00 each

Western Union (Domestic & U.S. Military Base) Fee
$15.00each
Western Union to Mexico
$22.50 each
Western Union (International other than Mexico up to  $500.00)
$22.50 each
Western Union (International other than Mexico over $500.00) $20.00 plus 2% of the amount wired out
Money Order Fee $1.00 per money order
Travelers Check Fee $1.00 per $100.00
Gift Check Fee $2.00 per check
Gift Card Fee (non reloadable) $3.95 each
American Express Travel Card (reloadable) $14.95 each
Telephone Inquiry Fee $1.00 per inquiry limited to the last three (3) cleared checks. No charge if using Tele-Access
ACH NSF Fee $20.00 per item
Charge Back Check Fee $5.00 per check if drawn on a party other than the account owner(s)
Charge Back Check Fee $20.00 per check if drawn on your account from another institution
Printout of Account Fee $3.00 per request
Document Copy Fee $.20 per page
Mail Return Fee $1.00 per item
Mail Return Check Order Fee $1.00 plus actual postage
Credit Union Check Fee $1.00 per check
Check Cashing Fee $3.00 per check if over $300.00
Coin Counting - Self Service -Coin Dog (non-member fee and inactive member fee)  No charge for active members. 10% of the amount counted
ATM Fees
ATM withdrawals at machines we do not own (nonproprietary)
$1.00
Replacement Card Fee $5.00 per card
Balance inquiries at machines we do not own (nonproprietary)
$1.00
Transfer request at machines we do not own (nonproprietary)
$1.00
POS Transactions $1.00
Preauthorized EFT Fees
Non-sufficient funds Fee
$20.00
CSCU Online Fees
We do not charge for this service at the present time  
CSCU Bill Payer Fees
$6.95 per month (free with some checking options-ask for info)  
Stop Payment Fee $20.00 per item
Copy of Check Fee $2.50 per check
Insufficient Funds Fee $20.00

Other fees may apply, for a complete schedule, please contact us.  936-295-3980.

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