Deposit Insurance with Community Service Credit Union

Your deposits with CSCU are insured by the federal government to at least $250,000.   Your retirement, IRA funds are insured separately to at least $250,000.   Additionally, through different account structuring, you are able to obtain insurance above those "at least" limits.  If you would like to have your accounts reviewed, please contact a CSCU representative and we can collect all of your account information and let you know the status.   

As an added service to our depositors, we offer additional private insurance through Excess Share Insurance Company to cover your deposits for $250,000 over and above the federal deposit insurance.

The National Credit Union Administration (NCUA) is the federal agency that charters and supervises federal credit unions and insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government.

The increase in the coverage amount by the federal government was made permanent in July of 2010, replacing the previous limit of $100,000 per account and removing the prior expiration date of the raised coverage amount.

See the following Links for More Insurance Information!

Please visit http://www.ncua.gov/Resources/ShareInsuranceToolKit.aspx information on federal deposit insurance for Credit Unions.

Please visit www.excessshare.com for more information on your additional deposit insurance coverage.