Courtesy Pay - Available at ATM's and for Visa Check Card transactions

We are pleased to provide you with access to your Courtesy Pay funds at ATM's and through use of your CSCU Visa Check card.   ATM balance inquiries will only reflect actual CSCU account balances and will not reflect any available Courtesy Pay limit you may have.  If you request funds in excess of your actual account balance, AND you have remaining Courtesy Pay availability in an amount which would fund your requested transaction, the transaction will be processed against your available Courtesy Pay and assessed the usual Courtesy Pay fee.   You will not receive any additional notification at the ATM regarding the fee or using your Courtesy Pay funds.  Likewise, if you process a Visa Check card transaction and you do not have funds in your actual account or "ledger" balance, the transaction will then attempt to authorize utilizing any available Courtesy Pay you may have.   If you have available Courtesy Pay funds the transaction will be authorized based on Courtesy Pay funds you have available and will be assessed a fee if it overdraws your account.  Please call us if you would like more information on this new feature!  You will not receive a message at the time of the authorization of the transaction.