Make a Payment
We're making it easier for you to Spend Smart! Make a payment to your CSCU loans or credit cards from any external account using MessagePay. Now available through text message, CSCU Online, or CSCU Mobile.
What you should know:
- TEXT - You will receive a text message informing you of the amount due on your loan. You will be able to review your payment options or you will be able to opt out of this text messaging service byt replying "STOP." **
- VERIFY - The link will take you to a portal where you will be asked to verify your account with your account number and date of birth.
- When you verify your account for the first time you will have to set up the following:
- 4-digit PIN
- Preferred method of payment
- ENJOY - Once your account has been successfully verified, you will be directed to the payment portal where you'll be able to see all of your loans and will also be able to select your preferred payment method.
ZERO transaction fees
Automatic reminders 5 days before your payment due date
Payment amount, partial payment, and overpayments allowed
Payments accepted from checking accounts, savings accounts and debit cards*
Encrypted information guarantees your information is secure
Convenient ways to pay from an external account: text message, website, online banking. and mobile banking app
Frequently Asked Questions
Can I make a payment on my loans through my online and mobile banking account?
Log in to your online and mobile account using your smartphone, tablet or desktop and select ‘Make a Payment’ from the menu bar located on the left. This will take you to the payment portal where you will have to verify your account.
If I opt out of receiving text messages will I still be able to pay my loans online?
Yes, you will have to access the payment portal through our website or online and mobile banking. However, you will not receive any text notifications regarding payment reminders and will not be able to make a payment via text message.
How can I pay my account via text message?
Once you receive a text reminder, you respond “Pay” to the same text. You will be asked to enter your pin to verify your account, once you have completed this process your payment will be complete and you should receive a confirmation text. NOTE: you will have to setup a 4 digit pin and preferred method of payment prior to using text payments.
*Excludes cards from CSCU
**Carrier message and data rates may apply.