Home Care Loans

Keep your cool with this one-stop-shop

Gain peace of mind with your next home generator, HVAC, or other home improvements. Keep your home connected, comfortable, and safe with an affordable CSCU Home Care loan.



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termsWhy Choose a Home Care Loan from CSCU?


Why Choose a Home Care Loan from CSCU?

Our Home Care Loans offer flexible financing options catering to your needs. Here’s why CSCU is your best choice:

  • Flexible Loan Amounts: Borrow between $3,000 and $15,000 to cover various home improvement projects.
  • Competitive Interest Rates: Enjoy attractive rates that make repayment manageable.
  • Easy Application Process: Apply online or in-person with a straightforward process designed for your convenience.
  • Quick Approval: Get the funds you need promptly to start your home improvement projects without delay.
homeowner imagining a bathroom remodel with a home care loan

Eligibility Requirements

To qualify for a CSCU Home Care Loan, you must meet the following criteria:

  • CSCU Membership: Membership eligibility is required.
  • Homeowner Status: You must be the homeowner of the property where the improvements are to be made.
  • Licensed Contractor: Improvements must be made by a licensed contractor.
  • Credit Score: A minimum credit score of 670 is required.
  • Debt-to-Income Ratio: Your debt-to-income (DTI) ratio must be under 43%. Calculate your DTI by dividing your total monthly debt payments by your total monthly income before taxes.
Start Improving Today!

Partner with CSCU for Your Home Care Needs

Take the next step towards enhancing your home with a CSCU Home Care Loan. Serving the communities of Walker, San Jacinto, Trinity, Houston, Madison, and Grimes County, Texas, we are dedicated to supporting your financial growth and home improvement goals. Contact us today to learn more about our Home Care Loans and begin your application process.