Community Service Credit Union

Rates

Loan Rates

Call for loan rates. Rate based on creditworthiness, collateral and term. Discounts may be available.

Consumer Products
Effective Date: Saturday, June 15th, 2019
APRMaximum Terms Available
Auto - Used 3.84% - 15.84% Up to 96 Months
Motorcycle - New 5.24% - 17.24% Up to 96 Months
Motorcycle - Used 5.49% - 17.49% Up to 96 Months
Boat - New 5.24% - 17.24% Up to 120 Months
Boat - Used 5.49% - 17.49% Up to 120 Months
Motorhome - New 5.24% - 17.24% Up to 120 Months
Motorhome - Used 5.49% - 17.49% Up to 120 Months
Camping Trailer, 5th Wheel Campers and Towable Camper - New 5.24% - 17.24% Up to 120 Months
Camping Trailer, 5th Wheel Campers and Towable Camper - Used 5.49% - 17.49% Up to 120 Months
Other Collateral - Personal Watercraft, ATVs, Stock Trailer, Horse Trailer (w/o Living Quarters), Flat Bed Trailers, AG Equipment, Tractors - New 5.24% - 17.24% Up to 120 Months
Other Collateral - Personal Watercraft, ATVs, Stock Trailer, Horse Trailer (w/o Living Quarters), Flat Bed Trailers, AG Equipment, Tractors - Used 5.49% - 17.49% Up to 120 Months
Personal 8.99% - 17.99% Up to 60 Months
Line of Credit 9.50% - 17.74 Revolving

All loan rates are subject to change.

The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your creditworthiness, the term and collateral offered. Not all collateral can be financed for the maximum term stated.

With the exception of Lines of Credit, Share Secured Loans, and Certificate Secured Loans, you may receive a discount of 0.25% on your Annual Percentage Rate (APR) if you elect to auto pay.

Savings Rates

Savings
Effective Date: Saturday, June 15th, 2019
$5.00 to open
AmountMinimum to Earn APYAPY*

Regular Savings

$0.01 - $99.99 $100 daily 0.000%
$100.00 - $2,499.99 $100 daily 0.150%
$2,500.00 - $4,999.00 $100 daily 0.150%
$5,000.00 - $9,999.99 $100 daily 0.200%
$10,000.00 - Above $100 daily 0.200%

IRA Savings

Up to $9,999.99   0.200%
$10,000.00 - $39,999.99   0.200%
$40,000.00 - Above   0.200%

Expeditions Savings

$0.01 - $99.99 $100 daily 0.000%
$100.00 - $2499.99 $100 daily 0.150%
$2,500.00 - $4,999.99 $100 daily 0.150%
$5,000.00 - $9,999.99 $100 daily 0.200%
$10,000.00 - Above $100 daily 0.200%

Checking
Effective Date: Saturday, June 15th, 2019
AmountMinimum to Earn APYAPY*

Basic Plus Checking

up to $499.99 $500 daily 0.000%
$500.00 - $2,499.99 $500 daily 0.090%
$2,500.00 - $4,999.99 $500 daily 0.090%
$5,000.00 - $9,999.99 $500 daily 0.110%
$10,000.00 - Above $500 daily 0.120%
*APY=Annual Percentage Yield.

Money Market Accounts
Effective Date: Saturday, June 15th, 2019
AmountMinimum to Earn APYAPY*

Money Market Account

$2,500.00 - $9,999.99 $2,500 daily 0.700%
$10,000.00 - $24,999.99 $2,500 daily 0.750%
$25,000.00 - $49,999.99 $2,500 daily 0.750%
$50,000.00 - $99,999.99 $2,500 daily 0.750%
$100,000.00 and above $2,500 daily 0.850%

Commercial Money Market

$2,500.00 - $9,999.99 $2,500 daily 0.700%
$10,000.00 - $24,999.99 $2,500 daily 0.750%
$25,000.00 - $49,999.99 $2,500 daily 0.750%
$50,000.00 - $99,999.99 $2,500 daily 0.750%
$100,000.00 and above $2,500 daily 0.850%
*APY = Annual Percentage Yield.

Certificates & IRA Certificate Accounts
Effective Date: Saturday, June 15th, 2019
APY*Amount to Open

6 Month Terms

IRA 0.900% $1,000.00
Non-IRA 0.900% $1,000.00
Mini Jumbo IRA 0.950% $40,000.00
Mini Jumbo Non-IRA 0.950% $40,000.00
Jumbo IRA 1.000% $75,000.00
Jumbo Non-IRA 1.000% $75,000.00

12 Month Terms

IRA 1.150% $1,000.00
IRA Education 1.150% $1,000.00
IRA Roth 1.150% $1,000.00
Non-IRA 1.150% $1,000.00
Mini Jumbo IRA 1.200% $40,000.00
Mini Jumbo Non-IRA 1.200% $40,000.00
Jumbo IRA 1.250% $75,000.00
Jumbo Non-IRA 1.250% $75,000.00

18 Month Terms

IRA 1.110% $1,000.00
Non-IRA 1.110% $1,000.00

24 Month Terms

IRA 1.760% $1,000.00
IRA Roth 1.760% $1,000.00
Non-IRA 1.760% $1,000.00
Step Rate IRA 1.660% $5,000.00
IRA Step Rate Education 1.660% $5,000.00
IRA Step Rate Roth 1.660% $5,000.00
Step Rate Non-IRA 1.660% $5,000.00
Step Rate Plus Non-IRA 1.710% $10,000.00

36 Months Terms

IRA 1.860% $1,000.00
Non IRA 1.860% $1,000.00

48 Months Terms

IRA 1.900% $1,000.00
IRA Education 1.900% $1,000.00
Non-IRA 1.900% $1,000.00

60 Month Terms

IRA 2.070% $1,000.00
Non-IRA 2.070% $1,000.00

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877.293.3980|250 FM 2821, Huntsville, Texas

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We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act

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