Rates
Loan Rates
Call for loan rates. Rate based on creditworthiness, collateral and term. Discounts may be available.
| Loans Products | ||
| Effective Date: Wednesday, January 16th, 2019 | ||
| APR | Maximum Terms Available | |
| Auto - New and Used | 3.24% - 15.24% | Up to 96 Months |
| Boat, Motor, Trailer - New and Used | 4.49% - 16.49% | Up to 120 Months |
| Motorcycle - New and Used | 4.49% - 16.49% | Up to 96 Months |
| Recreational Vehicle - New and Used | 4.49% - 16.49% | Up to 120 Months |
| Other Collateral | 4.49% - 16.49% | Up to 84 Months |
| Personal | 8.99% - 17.99% | Up to 60 Months |
| Aluminum Horse Trailer with Living Quarters - New and Used | 4.99% - 10.74% | Up to 180 Months |
| Land | Call for rates | |
| Line of Credit | 9.50% - 17.74% | |
| Share Secured | 4.00% | Up to 60 Months |
| Certificate Secured | 2% above collateral certificate rate | Up to 60 Months |
All loan rates are subject to change. The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your creditworthiness, the term and collateral offered. Not all collateral can be financed for the maximum term stated. With the exception of Lines of Credit, Share Secured Loans, and Certificate Secured Loans, you may receive a discount of 0.25% on your Annual Percentage Rate (APR) if you elect to auto pay. | ||
Preferred Rate: With the exception of Lines of Credit, Share Secured Loans, and Certificate Secured Loans, you may receive a discount of 0.25% on your Annual Percentage Rate (APR) if you elect to auto pay.
Savings Rates
| Savings | ||
| Effective Date: Wednesday, January 16th, 2019 | ||
| $5.00 to open | ||
| Amount | Minimum to Earn APY | APY* |
Regular Savings | ||
| $0.01 - $99.99 | $100 daily | 0.000% |
| $100.00 - $2,499.99 | $100 daily | 0.100% |
| $2,500.00 - $4,999.00 | $100 daily | 0.100% |
| $5,000.00 - $9,999.99 | $100 daily | 0.200% |
| $10,000.00 - Above | $100 daily | 0.200% |
IRA Savings | ||
| Up to $9,999.99 | 0.200% | |
| $10,000.00 - $39,999.99 | 0.200% | |
| $40,000.00 - Above | 0.200% | |
Expeditions Savings | ||
| $0.01 - $99.99 | $100 daily | 0.000% |
| $100.00 - $2499.99 | $100 daily | 0.100% |
| $2,500.00 - $4,999.99 | $100 daily | 0.100% |
| $5,000.00 - $9,999.99 | $100 daily | 0.200% |
| $10,000.00 - Above | $100 daily | 0.200% |
| Checking | ||
| Effective Date: Wednesday, January 16th, 2019 | ||
| Amount | Minimum to Earn APY | APY* |
Basic Plus Checking | ||
| up to $499.99 | $500 daily | 0.000% |
| $500.00 - $2,499.99 | $500 daily | 0.040% |
| $2,500.00 - $4,999.99 | $500 daily | 0.040% |
| $5,000.00 - $9,999.99 | $500 daily | 0.060% |
| $10,000.00 - Above | $500 daily | 0.070% |
| *APY=Annual Percentage Yield. | ||
| Money Market Accounts | ||
| Effective Date: Wednesday, January 16th, 2019 | ||
| Amount | Minimum to Earn APY | APY* |
Money Market Account | ||
| $2,500.00 - $9,999.99 | $2,500 daily | 0.600% |
| $10,000.00 - $24,999.99 | $2,500 daily | 0.650% |
| $25,000.00 - $49,999.99 | $2,500 daily | 0.650% |
| $50,000.00 - $99,999.99 | $2,500 daily | 0.650% |
| $100,000.00 and above | $2,500 daily | 0.750% |
Commercial Money Market | ||
| $2,500.00 - $9,999.99 | $2,500 daily | 0.600% |
| $10,000.00 - $24,999.99 | $2,500 daily | 0.650% |
| $25,000.00 - $49,999.99 | $2,500 daily | 0.650% |
| $50,000.00 - $99,999.99 | $2,500 daily | 0.650% |
| $100,000.00 and above | $2,500 daily | 0.750% |
| *APY = Annual Percentage Yield. | ||
| Certificates & IRA Certificate Accounts | ||
| Effective Date: Wednesday, January 16th, 2019 | ||
| APY* | Amount to Open | |
6 Month Terms | ||
| IRA | 0.750% | $1,000.00 |
| Non-IRA | 0.750% | $1,000.00 |
| Mini Jumbo IRA | 0.800% | $40,000.00 |
| Mini Jumbo Non-IRA | 0.800% | $40,000.00 |
| Jumbo IRA | 0.850% | $75,000.00 |
| Jumbo Non-IRA | 0.850% | $75,000.00 |
12 Month Terms | ||
| IRA | 1.150% | $1,000.00 |
| IRA Education | 1.150% | $1,000.00 |
| IRA Roth | 1.150% | $1,000.00 |
| Non-IRA | 1.150% | $1,000.00 |
| Mini Jumbo IRA | 1.200% | $40,000.00 |
| Mini Jumbo Non-IRA | 1.200% | $40,000.00 |
| Jumbo IRA | 1.250% | $75,000.00 |
| Jumbo Non-IRA | 1.250% | $75,000.00 |
18 Month Terms | ||
| IRA | 1.110% | $1,000.00 |
| Non-IRA | 1.110% | $1,000.00 |
24 Month Terms | ||
| IRA | 1.260% | $1,000.00 |
| IRA Roth | 1.260% | $1,000.00 |
| Non-IRA | 1.260% | $1,000.00 |
| Step Rate IRA | 1.160% | $5,000.00 |
| IRA Step Rate Education | 1.160% | $5,000.00 |
| IRA Step Rate Roth | 1.160% | $5,000.00 |
| Step Rate Non-IRA | 1.160% | $5,000.00 |
| Step Rate Plus Non-IRA | 1.210% | $10,000.00 |
36 Months Terms | ||
| IRA | 1.770% | $1,000.00 |
| Non IRA | 1.770% | $1,000.00 |
48 Months Terms | ||
| IRA | 1.900% | $1,000.00 |
| IRA Education | 1.900% | $1,000.00 |
| Non-IRA | 1.900% | $1,000.00 |
60 Month Terms | ||
| IRA | 1.970% | $1,000.00 |
| Non-IRA | 1.970% | $1,000.00 |
