Call for loan rates. Rate based on creditworthiness, collateral and term. Discounts may be available.
| Consumer Products |
| Effective Date: Wednesday, December 1st, 2021 |
| | APR | Maximum Terms Available |
| Auto - New |
2.74% - 15.24% |
Up to 96 Months |
| Auto - Used |
3.59% - 16.09% |
Up to 96 Months |
| Motorcycle - New |
4.74% - 17.24% |
Up to 96 Months |
| Motorcycle - Used |
5.24% - 17.74% |
Up to 96 Months |
| Boat - New |
4.74% - 17.24% |
Up to 120 Months |
| Boat - Used |
5.24% - 17.74% |
Up to 120 Months |
| Motorhome - New |
4.74% - 17.24% |
Up to 120 Months |
| Motorhome - Used |
5.24% - 17.74% |
Up to 120 Months |
| Camping Trailer, 5th Wheel Campers and Towable Camper - New |
4.74% - 17.24% |
Up to 120 Months |
| Camping Trailer, 5th Wheel Campers and Towable Camper - Used |
5.24% - 17.74% |
Up to 120 Months |
| Other Collateral - Personal Watercraft, ATVs, Stock Trailer, Horse Trailer (w/o Living Quarters), Flat Bed Trailers, AG Equipment, Tractors - New |
4.99% - 17.49% |
Up to 120 Months |
| Other Collateral - Personal Watercraft, ATVs, Stock Trailer, Horse Trailer (w/o Living Quarters), Flat Bed Trailers, AG Equipment, Tractors - Used |
5.24% - 17.74% |
Up to 120 Months |
| Personal |
7.74% - 17.99% |
Up to 60 Months |
| Line of Credit |
9.25% - 17.99% |
Revolving |
All loan rates are subject to change. The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your creditworthiness, the term and collateral offered. Not all collateral can be financed for the maximum term stated. With the exception of Lines of Credit, Share Secured Loans, and Certificate Secured Loans, you may receive a discount of 0.25% on your Annual Percentage Rate (APR) if you elect to auto pay. |
| Savings |
| Effective Date: Wednesday, December 1st, 2021 |
| $5.00 to open |
| Amount | Minimum to Earn APY | APY* |
Regular Savings |
| $0.01 - $99.99 |
$100 daily |
0.000% |
| $100.00 - $2,499.99 |
$100 daily |
0.100% |
| $2,500.00 - $4,999.00 |
$100 daily |
0.100% |
| $5,000.00 - $9,999.99 |
$100 daily |
0.100% |
| $10,000.00 - Above |
$100 daily |
0.100% |
IRA Savings |
| Up to $9,999.99 |
|
0.100% |
| $10,000.00 - $39,999.99 |
|
0.100% |
| $40,000.00 - Above |
|
0.100% |
| Checking |
| Effective Date: Wednesday, December 1st, 2021 |
| Amount | Minimum to Earn APY | APY* |
Basic Plus Checking |
| up to $499.99 |
$500 daily |
0.000% |
| $500.00 - $2,499.99 |
$500 daily |
0.020% |
| $2,500.00 - $4,999.99 |
$500 daily |
0.020% |
| $5,000.00 - $9,999.99 |
$500 daily |
0.040% |
| $10,000.00 - Above |
$500 daily |
0.050% |
| *APY=Annual Percentage Yield. |
| Money Market Accounts |
| Effective Date: Wednesday, December 1st, 2021 |
| Amount | Minimum to Earn APY | APY* |
Money Market Account |
| $2,500.00 - $9,999.99 |
$2,500 daily |
0.150% |
| $10,000.00 - $24,999.99 |
$2,500 daily |
0.150% |
| $25,000.00 - $49,999.99 |
$2,500 daily |
0.200% |
| $50,000.00 - $99,999.99 |
$2,500 daily |
0.200% |
| $100,000.00 and above |
$2,500 daily |
0.300% |
Commercial Money Market |
| $2,500.00 - $9,999.99 |
$2,500 daily |
0.100% |
| $10,000.00 - $24,999.99 |
$2,500 daily |
0.100% |
| $25,000.00 - $49,999.99 |
$2,500 daily |
0.200% |
| $50,000.00 - $99,999.99 |
$2,500 daily |
0.200% |
| $100,000.00 and above |
$2,500 daily |
0.300% |
| *APY = Annual Percentage Yield. |
| Certificates & IRA Certificate Accounts |
| Effective Date: Wednesday, December 1st, 2021 |
| | APY* | Amount to Open |
6 Month Terms |
| IRA |
0.100% |
$1,000.00 |
| Non-IRA |
0.100% |
$1,000.00 |
| Mini Jumbo IRA |
0.150% |
$40,000.00 |
| Mini Jumbo Non-IRA |
0.150% |
$40,000.00 |
| Jumbo IRA |
0.200% |
$75,000.00 |
| Jumbo Non-IRA |
0.200% |
$75,000.00 |
12 Month Terms |
| IRA |
0.150% |
$1,000.00 |
| IRA Education |
0.150% |
$1,000.00 |
| IRA Roth |
0.150% |
$1,000.00 |
| Non-IRA |
0.150% |
$1,000.00 |
| Mini Jumbo IRA |
0.200% |
$40,000.00 |
| Mini Jumbo Non-IRA |
0.200% |
$40,000.00 |
| Jumbo IRA |
0.250% |
$75,000.00 |
| Jumbo Non-IRA |
0.250% |
$75,000.00 |
18 Month Terms |
| IRA |
0.200% |
$1,000.00 |
| Non-IRA |
0.200% |
$1,000.00 |
24 Month Terms |
| IRA |
0.250% |
$1,000.00 |
| IRA Roth |
0.250% |
$1,000.00 |
| Non-IRA |
0.250% |
$1,000.00 |
| Step Rate IRA |
0.300% |
$5,000.00 |
| IRA Step Rate Education |
0.300% |
$5,000.00 |
| IRA Step Rate Roth |
0.300% |
$5,000.00 |
| Step Rate Non-IRA |
0.300% |
$5,000.00 |
| Step Rate Plus Non-IRA |
0.350% |
$10,000.00 |
36 Months Terms |
| IRA |
0.300% |
$1,000.00 |
| Non IRA |
0.300% |
$1,000.00 |
48 Months Terms |
| IRA |
0.350% |
$1,000.00 |
| IRA Education |
0.350% |
$1,000.00 |
| Non-IRA |
0.350% |
$1,000.00 |
60 Month Terms |
| IRA |
0.400% |
$1,000.00 |
| Non-IRA |
0.400% |
$1,000.00 |
