Your CSCU membership starts here.
Open a savings account with just $5 and you’re a member. It’s the first step to checking, cards, loans and everything else CSCU has to offer.
Better banking starts with belonging.
At CSCU you’re a member, not just a customer.
You’re an owner
Members own the credit union. Your savings account is your share, and it’s what makes you a member.
Local, and here for you
CSCU serves communities across Walker, Trinity, Madison, Grimes, Houston and San Jacinto counties.
One account opens everything
Your membership is the key to checking, credit cards, loans, mortgages and more.
Are you eligible?
You can join CSCU if you live, work, worship or attend school in one of these counties, or if you’re related to someone who does.
- Walker
- Trinity
- Madison
- Grimes
- Houston
- San Jacinto
Join in three steps.
Start online in a few minutes, or stop by a branch.
Tell us about yourself.
Answer a few quick questions and we’ll get you on your way.
Make your first deposit.
A $5 minimum deposit opens your account. It stays on deposit while you’re a member.
Start banking with us.
Add checking, set up direct deposit, and put your savings on autopilot.
A savings account that does more.
Earn monthly dividends
Dividends are calculated on your daily balance and paid monthly.
Automatic transfers
Move money from another CSCU account on a schedule you choose.
Payroll deduction
Send a portion of every paycheck to savings with direct deposit.
Overdraft protection
Back your CSCU checking account with your savings.
Your next step.
Once you’re a member, build the rest of your banking.
Spend Smart checking
Earn more on your everyday banking when you meet monthly qualifiers.
Explore Spend SmartFrequently asked questions
Why do I need a membership account?
Credit unions have a “field of membership.” Your savings account establishes your membership, and the $5 minimum deposit must stay on deposit while you are a member. Learn more on our membership page.
How do I qualify for membership?
You qualify if you work, live, worship or attend school in Walker, Trinity, Madison, Grimes, Houston or San Jacinto County, or if you are related to someone who does.
Can I add more money to my savings account?
Yes. You can add to your savings any time, for an emergency fund, a vacation fund or whatever you’re working toward.
How are dividends paid?
Dividends are calculated on your daily balance and paid monthly.
Can I set up automatic savings?
Yes. Set up automatic transfers from another CSCU account, or send a portion of your paycheck to savings with payroll deduction.
How do I get help?
Call or text us at (936) 295-3980, or visit us at 250 FM 2821 Rd W, Huntsville, Texas.
Join the CSCU family today.
Open a savings account with $5 and become a member.
Membership eligibility applies. Links to third-party sites are provided as a convenience. CSCU does not manage their content, and their privacy and security policies differ from ours.
Federally insured by NCUA. Deposits are insured up to $1,000,000: up to $250,000 by the NCUA and up to $750,000 by Excess Share Insurance Corporation (ESI). Equal Housing Opportunity.