Credit cards that reward you.

Earn uChoose Rewards® points on every purchase, then redeem them for what you want. Pick the card that fits how you spend.

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Choose your card.

Both cards earn uChoose Rewards® points. Signature earns more.

Visa® Rewards

1.5 points per $1
  • Earn points with every purchase through uChoose Rewards®
  • Redeem for cash back, travel, merchandise, gift cards or event tickets
  • Manage your card in the CSCU Mobile App
  • Contactless payments

Apply now

Visa® Signature Rewards

2 points per $1
  • Earn points with every purchase through uChoose Rewards®
  • Redeem for cash back, travel, merchandise, gift cards or event tickets
  • Manage your card in the CSCU Mobile App
  • Contactless payments
  • Dedicated Visa customer service hotline

Apply now

Put your points to work.

Points from your credit card go into your uChoose Rewards® account.

1

Register at uChoose Rewards.

Use your card to create your account.

2

Shop and earn.

Points post to your account as you spend.

3

Redeem.

Choose cash back, travel, merchandise, gift cards or event tickets.

RegisterRedeem points

Stay in control.

Card Manager

Turn your card on or off, set limits and add travel alerts from your phone.

Explore Card Manager

Pay contactless

Tap your card for a fast, safe way to pay.

Lost or stolen?

Report a lost or stolen credit card online, any time.

Report a lost card

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More to explore.

uChoose Rewards

See how to earn and redeem points.

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Debit cards

Earn rewards on everyday spending too.

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Debit or credit?

Learn which one is the better choice for you.

Read more

Frequently asked questions

How do I earn points?

You earn uChoose Rewards® points on qualifying purchases with your CSCU Visa® credit card. Other promotions are offered from time to time.

How many points do I earn?

The Visa® Rewards card earns 1.5 points for every $1 spent. The Visa® Signature Rewards card earns 2 points for every $1 spent.

How do I redeem points?

Log in to uChoose Rewards® and choose Redeem Rewards or Redeem Points. You can redeem for cash back, travel, merchandise, gift cards or event tickets.

Do points expire?

Yes. Points expire 1,095 days from the end of the month in which they were posted.

How do I apply?

Select Apply now and complete the online application. You can also call or text us at (936) 295-3980 during business hours.

What if my card is lost or stolen?

Report a lost or stolen credit card on our lost or stolen card page.

Ready to start earning?

Apply online in a few minutes.

Apply nowCompare cards

Questions? Call or text (936) 295-3980.

Subject to credit approval. Points are earned on qualifying purchases and expire 1,095 days from the end of the month in which they were posted. uChoose Rewards® terms apply. Links to third-party sites are provided as a convenience. CSCU does not manage their content, and their privacy and security policies differ from ours. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.

Federally insured by NCUA. Equal Housing Opportunity.