Your debit card, on your terms.
Use it anywhere Visa is accepted, manage it from your phone, and earn rewards every time you use it.
Why use your CSCU debit card?
Use it anywhere.
Spend wherever Visa is accepted, any time. Choose debit with your PIN, or credit with a signature.
More secure than cash and checks.
We monitor your card daily for unusual activity.
Free CSCU ATMs.
Get cash 24/7 at CSCU ATMs. You can also get cash back when you choose debit at purchase.
Earn rewards.
Enroll your card in uChoose Rewards and earn points when you use it.
Your card, in your control.
Turn it on or off
Switch your card off for set periods or certain vendors, and back on when you need it.
Real-time alerts
Get an alert when your card is used, with your own alert preferences.
Set your limits
Limit spending by amount, location or merchant type.
See your activity
Review your transaction history, 24/7.
Manage your card in the CSCU Mobile Banking app. Text Banking is also available for checking your balance or account history.
Download for iPhoneDownload for Android
New to CSCU Online? Enroll in online banking.
Your debit card earns rewards.
Enroll your card in uChoose Rewards and earn points each time you use it. Redeem them for cash back, gift cards, travel, and more, or pay with points at checkout with select merchants.
Make your debit card work harder.
Spend Smart Checking rewards the way you already bank. Meet three simple monthly qualifiers, including debit card purchases, and earn more on your balance.*
Get your card.
In a branch
Pick up an instant-issue card in about 5 minutes.
By mail
Your card arrives 5 to 7 business days after your account opens.
Activate your card and set your PIN.
Call 1 (800) 992-3808 from a phone number on your CSCU account.
Enter your 16-digit card number.
Have your card in hand.
Enter the 3-digit security code.
The 3 digits on your card.
Enter the last 4 digits of your SSN.
This helps confirm it's you.
Choose a 4-digit PIN.
Pick one you'll remember, and keep it private.
Lost or stolen card?
Call us right away at (936) 295-3980, press option 2 for Debit Cards, then option 1. For other debit card questions, choose option 2 on the same menu.
Frequently asked questions
When will I get my card?
In a branch, you can get an instant-issue card in about 5 minutes. By mail, your card arrives 5 to 7 business days after your account opens.
How do I activate my card?
Call 1 (800) 992-3808 from a phone number on your CSCU account. Enter your 16-digit card number and 3-digit security code, then the last 4 digits of your SSN, and choose a 4-digit PIN. For help, text or call (936) 295-3980.
Where can I use my debit card?
Anywhere Visa is accepted. Choose debit with your PIN, or credit with your signature. Cash back is available when you choose debit at purchase.
How do I manage my card?
Use the CSCU Mobile Banking app to turn your card on or off, get alerts, set limits and review your transactions.
Are there ATM fees?
CSCU ATMs are free, 24/7. There is a $2 fee at foreign ATMs, and the ATM owner may add a surcharge.
How do I earn rewards?
Enroll your debit card in uChoose Rewards. You earn points each time you use it.
What if my card is lost or stolen?
Call (936) 295-3980, press option 2 for Debit Cards, then option 1.
A $2 fee applies at foreign ATMs, and the ATM owner may charge an additional surcharge. Cash back is available when you choose debit at purchase. *Spend Smart earning requires meeting monthly qualifiers; see the Spend Smart page for rates and details. Card registration is required to earn uChoose Rewards®. Message and data rates may apply to text messages and mobile banking. Visa is a trademark of Visa Inc.
Links to third-party sites are provided as a convenience. CSCU does not manage their content, and their privacy and security policies differ from ours.
Federally insured by NCUA. Your deposits are insured up to $1,000,000 through a combination of up to $250,000 federal insurance provided by the NCUA and up to $750,000 private insurance from Excess Share Insurance Corporation (ESI), a licensed insurance company.
We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.