Get behind the wheel of your next car.
New or used, an auto loan from CSCU is easy to apply for, with competitive rates and flexible terms.
Why finance with CSCU?
Easy to apply.
Apply online, or call or text us and a local team member can help.
Competitive rates.
We work to get you a low rate with strong service.
Flexible terms.
Rates and terms designed to fit your budget.
A lender that gives back.
Your loan supports a credit union that invests in our community.
Get pre-approved, then shop with confidence.
Pre-approval shows the loan amount you qualify for, so you can shop within your budget. Tell the dealer you already have CSCU financing.
Apply online.
Prefer to talk? Call or text (936) 295-3980.
See what you qualify for.
Know your loan amount before you step on the lot.
Shop within your budget.
Let the dealer know you have CSCU financing.
Share your purchase details.
Send us your vehicle and seller information to finish your loan.
Have these handy.
Already picked out a vehicle? It helps to have this ready when you apply.
Refinancing a loan from another lender? You'll also need your exact 10-day payoff amount and your current lienholder's name. See refinance details.
Estimate your payment.
Move the sliders to see what a loan could look like.
Estimate only. Uses an example rate, not an offer. Your actual rate, term and payment depend on creditworthiness and other factors and are set at loan disbursement. Taxes, fees and insurance are not included.
Find a Car
Research, shop, and compare deals on your next vehicle right here on our trusted website.
Helpful extras.
Free car-loan course.
Learn how to navigate an auto loan with a free online course from GreenPath.
Start the courseAuto insurance quote.
Get a no-obligation quote through TruStage. Call (855) 483-2149 or request one online.
Get a quoteMore ways to finance.
Refinance your auto loan.
Paying a higher rate elsewhere? Refinancing may lower your payment or reduce your rate.
Explore refinancingFlex Drive.
Lower lease-like payments with full ownership and no early payoff penalty. Subject to credit approval.
Learn about Flex DriveFrequently asked questions
What do I need if I've already chosen a vehicle?
Have the vehicle's VIN, the exact mileage, the dealership or seller's name, and the purchase order or dealer sales write-up ready.
What do I need to refinance a vehicle financed elsewhere?
Have the VIN, exact mileage, the exact 10-day payoff amount, and the current lienholder's name. Refinancing may lower your rate, reduce your payment, or shorten your payoff period.
What is pre-approval?
Pre-approval shows the loan amount you qualify for so you can shop within your budget. When you find the right vehicle, tell the dealer you already have CSCU financing.
Does CSCU offer auto insurance?
Yes. We offer auto insurance through TruStage. Call (855) 483-2149 for a no-obligation quote, or request one online.
Do I need to be a CSCU member?
Membership eligibility is required. We'll walk you through it when you apply.
Who can I talk to with questions?
Text or call us at (936) 295-3980 during business hours, and a local team member can answer questions and help you get started. Message and data rates may apply.
Ready to hit the road?
Apply online in a few minutes.
Apply nowPrefer to talk? Call or text (936) 295-3980.
Loans are subject to credit approval and membership eligibility. The APR is set at loan disbursement and depends on creditworthiness and other factors, including the age and condition of the collateral where applicable. Not all applicants will receive the lowest rate, and other terms may apply.
Payment calculator: Results are estimates for illustration only and are not an offer or commitment to lend. The example rate is not a quoted rate. Taxes, fees and insurance are not included.
Links to third-party sites (NADA Guides, GreenPath, TruStage) are provided for your convenience. CSCU does not control or endorse their content. Insurance is offered through TruStage and is not a deposit, not insured by the NCUA, and not a CSCU obligation.