Ride on or off the trail in your next ATV.

Summer fun, fall hunting, or a day on the trail. ATV and side-by-side loans that put you in the driver's seat.

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We put you in the driver's seat.

Get off the beaten path with financing that fits.

Easy to apply

Apply online for a new or used ATV or side-by-side, or connect with us.

Flexible terms

Loans for hunting, ranching, or recreation, subject to the disclosure below.

Auto transfer discount

Displayed rates include a 0.25% discount for auto transfer.

Before you buy.

Think about how you will ride, and what comes with it.

Decide how you will use it. Work on the ranch, a hunting lease, or weekend trail rides can point to different machines.
Budget for the extras. Gear, insurance, storage, and maintenance add up beyond the payment.
Plan for transport. Think about how you will haul it to the trail or the lease.
Compare new and used. A used machine can stretch your budget. Check its age and condition, since both affect your rate.

Estimate your monthly payment.

Move the sliders to see what a loan could cost each month. These are sample numbers, so change them to yours.

Estimated monthly payment$0
Loan amount$0
Total interest$0
Total paid$0

Estimate only. Sample numbers that are not CSCU rates, terms, or a loan offer. Does not include fees, taxes, or insurance. Your actual payment depends on your loan. All loans subject to credit approval and membership eligibility.

Getting started.

From browsing to the trail in three steps.

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1

Apply online.

Choose new or used and apply, or connect with us for help.

2

Find your ride.

Shop with your financing lined up.

3

Hit the trail.

Wrap up your loan and get out there.

More ways to get out there.

Boat loans

Freshwater or Gulf fishing trips are waiting.

See boat loans

Camping trailers

Camper trailers for shelter or life on the road.

See camper loans

Horse trailers with living quarters

Trailers that combine camping with rodeo travel.

See horse trailer loans

Frequently asked questions

Can I finance a new or used ATV?

Yes. You can apply for a new or used ATV or side-by-side loan online.

What can I use an ATV loan for?

Hunting, ranching, trail riding, or recreation.

How is my rate determined?

The final APR is set at loan disbursement and is based on your creditworthiness, the age and condition of the collateral, and other factors. The displayed rate includes a 0.25% discount for auto transfer. Rates can change, and not all applicants qualify for the lowest rate.

Who can I talk to?

Connect with us by scheduling an appointment, or text or call (936) 295-3980.

Member feedback

How are we doing?

Tell us about opening an account, contacting us, or getting a loan or credit card. Your feedback helps us serve you better.

Take the survey

Ready to ride?

Questions? Text or call (936) 295-3980, or visit us at 250 FM 2821 RD W, Huntsville, Texas 77320.

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All loans are subject to credit approval and membership eligibility. The APR is set at loan disbursement and depends on creditworthiness, collateral age and condition, and other factors. Not all applicants qualify for the lowest rate, and other terms and conditions may apply. Federally insured by NCUA. Deposits are insured up to $1,000,000: up to $250,000 by the NCUA and up to $750,000 by Excess Share Insurance Corporation (ESI). Equal Housing Lender. We provide links to third party websites, independent from Community Service CU.