Coming together

Two community credit unions, one shared mission

Community Service Credit Union and Walker County Federal Credit Union have signed a Letter of Intent to explore coming together as one credit union. Here’s what that means for you.

Last updated November 12, 2026

What happens next

We’re at the very first step

  1. We are here

    Announcement

    We sign a Letter of Intent and share our plans with members.

  2. Regulatory review

    Our regulators review and approve the plan.

  3. Member vote

    Walker County FCU members vote on the unification.

  4. One credit union

    We officially come together, with details shared well in advance.

This process usually takes several months. Until it’s complete, we’re still two separate credit unions.

The basics

What you need to know today

Your account isn’t going anywhere

Everything stays right where it is, and your deposits remain federally insured by the NCUA.

Nothing changes today

Keep banking just like you do now. There’s nothing you need to do.

We’ll keep you informed

When things change, you’ll hear from us well in advance, with clear instructions.

A message from our CEO

A letter to our members

Dear Members,

I want to share some good news about the future of your credit union. Community Service Credit Union and Walker County Federal Credit Union have jointly signed a Letter of Intent to explore the unification process. Two credit unions with deep local roots, shared values, and a long history of serving our neighbors are choosing to grow stronger together with the same people you know and trust.

We’re still in the early stages

This announcement is the first step. Before anything becomes official, the unification must be reviewed and approved by our regulators and voted on by the members of Walker County Federal Credit Union. That process usually takes several months.

I want to be clear about this first: Your accounts, cards, checks, loans, and online banking will keep working exactly as they do today. There is nothing you need to do.

Why we’re coming together

By joining forces, we can offer you a broader range of products, more convenient access, and have more resources to keep investing in the tools and services you’ve told us about that matter most. We can do more together than either of us could on our own.

Our commitment to our communities

Community Service Credit Union and Walker County Federal Credit Union have both spent decades showing up for the places we call home, from local schools and nonprofits to the families and small businesses down the street. Together, we’ll be able to give back even more, and we’re excited about what that means for our communities.

Questions?

We know news like this can bring up questions, and we want to hear them. Check back here for updates and answers to common questions, call us at (936) 295-3980, or visit one of our branches. Thank you for the trust you place in us every day. It’s the reason we do what we do, and it will continue to guide every decision we make on this journey.

Sincerely,

John Hendricks

CEO, Community Service Credit Union

Frequently asked questions

Is my account moving?

No. Your account isn’t going anywhere. Everything stays right where it is, and your deposits remain federally insured by the NCUA up to at least $250,000.

Do I need to do anything?

No. Keep banking just like you do today.

Will my account number, debit card, or checks change?

If you’re a CSCU member, no. If you’re a Walker County FCU member, nothing changes right now. When it’s time, you’ll get full details and plenty of notice.

Will my loan rate or payment change?

No. Your loan terms, rate, and payment stay the same. Keep making payments the way you always have.

Is my branch closing?

There are no changes to branches right now. You can keep visiting the same branch and seeing the same people you know.

Can I use the other credit union’s branch now?

Not yet. Until the process is complete, we’re still two separate credit unions, so please keep banking where you do today.

When will this happen?

We’re at the very beginning. Next comes review and approval by our regulators and a vote by Walker County FCU’s members, which usually takes several months. We’ll post updates on this page as each step happens.

Do I get to vote?

No, not for CSCU members. The member vote is held by Walker County FCU’s members, as is standard for this kind of combination. If you’re a Walker County FCU member, you’ll receive voting information directly from Walker County FCU.

Is either credit union in trouble?

No. Neither credit union is in trouble. This is about two healthy credit unions choosing to grow stronger together, so we can do more for our members and communities.

Why are you coming together?

Both credit unions were built on people helping people. Together, we can offer a broader range of products, more convenient access, and better tools over time, and give back even more locally.

Questions? We’re here to help.

Call or text us, or stop by any branch. We’re happy to talk it through.

Federally insured by NCUA.