Deposit Secured Loans
CSCU offers deposit secured loans to help you when you need to make a purchase without depleting your nest egg! Deposit secured loans allow you to borrow from yourself, while still earning interest on the money in your savings account and paying a very low interest rate on the amount borrowed.
Deposit Secured loans can also help establish credit for those with no credit or low credit scores.
|Deposit Secured Loan Rates|
|Effective Date: Monday, September 26th, 2022|
|Share Secured||4.00%||Up to 60 Months|
|Certificate Secured||2% above collateral certificate rate||Up to 60 Months|
All loan rates are subject to change.
The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your creditworthiness, the term and collateral offered. Not all collateral can be financed for the maximum term stated.