Community Service Credit Union

Deposit Secured Loans

CSCU offers deposit secured loans to help you when you need to make a purchase without depleting your nest egg! Deposit secured loans allow you to borrow from yourself, while still earning interest on the money in your savings account and paying a very low interest rate on the amount borrowed.

Deposit Secured loans can also help establish credit for those with no credit or low credit scores.

Deposit Secured Loan Rates
Effective Date: Monday, September 26th, 2022
APRTerms Available
Share Secured 4.00% Up to 60 Months
Certificate Secured 2% above collateral certificate rate Up to 60 Months

All loan rates are subject to change.


The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your creditworthiness, the term and collateral offered. Not all collateral can be financed for the maximum term stated.

Apply for a LoanOpen a Community Service Credit Union Account
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Routing #313185191|Privacy|Disclosures|Site Map |

936.295.3980|250 FM 2821 RD W, Huntsville, Texas 77320

Equal Housing Lender National Credit Union Administration
We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act

Federally Insured by the National Credit Union Administration.