Meet the people behind your credit union.

We’re a member-owned credit union in Huntsville, Texas: real neighbors, local decisions, and a team that likes showing up for our community.

Find a branchOur story

Coming together

Community Service CU and Walker County FCU: one shared mission

We’ve signed a Letter of Intent to explore coming together as one credit union. See what it means and what happens next.

Learn more

Neighbors helping neighbors.

CSCU is a member-owned credit union based in Huntsville, Texas. We started in 1954 with 55 employees and a simple idea, people helping people, and we’ve been growing with our community ever since.

Today, anyone who lives, works, worships or attends school in Walker, Trinity, Madison, Grimes, Houston, San Jacinto or Montgomery County, or is related to someone who does, can join with a $5 savings account.

Check your eligibilityRead our history

The CSCU team in matching navy CSCU shirts, posing together
The CSCU team

Bank Happy. Spend Smart. Live Well.

Three ideas we try to live up to, every day.

Bank Happy

Friendly, local help when you need it, in a branch, over the phone or on your phone.

Spend Smart

Accounts and rewards that make the way you already spend work harder for you.

Live Well

Free, confidential financial counseling and tools to help you feel good about your money.

We like to have a little fun, too.

Halloween costumes, a Fourth of July celebration, staff days and the occasional treat.

CSCU team members in Halloween costumes in the branch lobby
Halloween at the branch
Two CSCU team members in Fourth of July costumes in a branch hallway
Fourth of July at the branch
CSCU team members in helmets and harnesses at a ropes course during an all staff day
All staff day outdoors
Four CSCU team members holding iced drinks in the branch lobby
Refreshments in the lobby

For our members.

Little ways we say thanks.

A freezer of ice cream treats with a Treat Yourself sign

Ice cream Fridays

Every Friday, members can stop in and treat themselves to ice cream.

A CSCU team member holding a shaved ice in front of the Chill Out Shaved Ice truck

Shaved ice treats

We’ve brought in a Chill Out Shaved Ice truck as a cool treat for our members.

A treat table with a Fueling Those Who Serve thank-you sign

Fueling those who serve

During appreciation week, we set out treats to thank the correctional officers, teachers and nurses in our community.

CSCU team members at the annual meeting check-in table

Annual meeting

Each year, members are invited to catch up on how the credit union is doing and pick up the annual report.

You’ll find us out in the community.

Events, drives and donations are part of the job here.

CSCU team members in matching tie-dye shirts holding a large check for the Boys and Girls Club of Walker County
Skip-Pay donation to the Boys & Girls Club of Walker County
Two CSCU team members holding a Voted Best Credit Union award certificate
Voted Best Credit Union, 2026
Two CSCU team members at a community event table under a CSCU tent
Out in the community
CSCU team members standing behind two tables stacked with backpacks in the branch lobby
Backpack drive

See how we give back

Come see us.

Visit us in Huntsville, or bank online and on your phone any time.

The CSCU main office building

Main office

250 FM 2821 Rd W
Huntsville, Texas

Hours and directions
The CSCU Montgomery Road branch building

Montgomery Road branch

Our south Huntsville branch, in a building we own.

Hours and directions

Get in touch

Call or text

(936) 295-3980

Routing number

313185191

More about CSCU.

Hours & locations

Branch hours, addresses and directions.

View branches

History

From 55 members in 1954 to today.

Discover our history

Membership

See who can join and how to get started.

Membership eligibility

Community

How we give back across our seven counties.

In the community

Careers

Join a team that helps people for a living.

Explore job openings

Annual reports

See how the credit union is doing.

View our reports

Join the CSCU family.

Open a savings account with $5 and become a member.

Open a savings accountHours & locations

Prefer to talk? Call or text (936) 295-3980.

Membership eligibility applies. Links to third-party sites are provided as a convenience. CSCU does not manage their content, and their privacy and security policies differ from ours. Products and features may vary.

Federally insured by NCUA. Deposits are insured up to $5,000,000: up to $250,000 by the NCUA and up to $4,750,000 by Excess Share Insurance Corporation (ESI). Equal Housing Opportunity.