Celebrating 70 Years of Service

CSCU at 70: A Legacy of Innovation and Community Commitment

Celebrate CSCU's 70th Anniversary with us! Dive into our history, explore our cutting-edge services, and see what the future holds. Become a part of our story today.

As CSCU marks its 70th anniversary in 2024, it’s an opportune time to reflect on the remarkable journey this credit union has undertaken. From its modest beginnings to becoming a cornerstone in the financial lives of its members, CSCU has continuously evolved to meet the changing needs of its community.

A Legacy of Member-Centric Growth

In 1953, W.H. Gaston, the Director of the Texas Prison System, wrote a letter to O.B. Ellis, the General Manager, about his concerns regarding how salary warrants were being shared among employees. He suggested creating a credit union as a solution. Gaston’s proposal included the idea of farm wardens volunteering as credit union agents, the establishment of a Board of Directors, and the introduction of savings accounts and salary-based loans. Ellis supported the idea, but it needed the Texas Prison Board’s approval, which was obtained soon after.

By pooling resources, 55 employees managed to collect $10,115, leading to the founding of the Texas Prison Employees Credit Union on April 6, 1954. Initially, only Texas Prison System employees could join, and they had to enter through a highly secured prison gate to access the credit union office. Despite a name change in 1958 to the Department of Corrections Employees Credit Union, it continued to grow and serve its members effectively.


Reaching 70 years means our deep-rooted stability and trust, showing our stability and trust, showing our ability to evolve and maintain relevance in an ever-changing world.


Adapting to Change

Community Service Credit Union has stood out for its remarkable ability to evolve alongside rapid technological advancements, particularly in the digital age. Recognizing the importance of digital services in today’s banking industry, CSCU has made significant investments in technology to improve its members’ experience. This commitment to digital transformation is evident in several key areas.

Online banking has been a major focus for CSCU. By developing a robust online banking platform, the credit union has enabled its members to manage their accounts, make transfers, and stay on top of their finances from the comfort of their homes or while on the go. This convenience has been particularly appreciated by members who prefer not to visit physical branches or those who live far from them.

In addition to online banking, CSCU has embraced the mobile revolution by launching a comprehensive mobile app. This app allows members to access their accounts anytime and anywhere, offering features such as mobile deposit, real-time balance checking, bill payments, and the ability to send and receive money through modern services like Zelle. The app is designed with user-friendliness in mind, ensuring that even members who are not tech-savvy can navigate it with ease.


70 years strong, 'Bank Happy' reflects our longevity and the enduring happiness and trust we've built with our members.

Expanding Services

Since its inception, the Community Service Credit Union (CSCU) has undergone a significant transformation, evolving from a financial institution offering basic savings and loan options to a comprehensive one-stop financial hub for its members. This evolution reflects CSCU’s commitment to meeting the changing and diverse financial needs of its membership base.

In its early days, CSCU’s primary focus was on providing its members with straightforward savings accounts and loan products. These offerings were essential for members looking to manage their day-to-day finances, save for the future, or borrow for significant life events and purchases. Over time, as the financial landscape evolved and the needs of its members became more complex, CSCU recognized the necessity to broaden its range of financial products and services.

Matching Products to Members

Today, CSCU boasts an expansive portfolio that caters to a wide array of financial needs. From flexible mortgage options and specialized horse trailer loans to the innovative solution for auto loans—Flex Drive—CSCU doesn’t just offer run-of-the-mill products; they have taken the time to match their products and services to the needs of their members. Truly, it’s a one-of-a-kind partnership.

The broad spectrum of financial products and services offered by CSCU underscores its evolution into a holistic financial institution dedicated to serving the varied needs of its members. By continuously expanding and tailoring its offerings, CSCU reaffirms its commitment to being a one-stop financial institution that supports its members at every stage of their financial journey, fostering a strong and supportive community around shared financial well-being.


70 years of 'Spend Smart' embodies our commitment to financial wisdom, highlighting how savvy spending can create lasting stability and growth for our members.

Bank Happy, Spend Smart, and Live Well

CSCU stands by a simple yet powerful motto: “Bank Happy, Spend Smart, and Live Well.” These principles guide everything they do, from the financial products they offer to the community initiatives they support. Over the last 70 years, CSCU has committed to making banking a positive experience, encouraging smart spending habits, and supporting a lifestyle that promotes overall well-being for its members and the broader community.

CSCUs Values

“Bank Happy” is all about making the banking experience straightforward, friendly, and positive. CSCU works hard to ensure their services are easy to use and that every member feels welcomed and valued. Whether it’s through user-friendly online banking, helpful customer service, or community events, CSCU wants members to smile when they think about their bank.

Regarding “Spend Smart,” CSCU has tools, tips, and educational programs to help everyone manage their money better. They believe in teaching members how to budget effectively, save for the future, and make informed financial decisions. It’s not just about saving money but about making smart choices that lead to financial stability and peace of mind.

Finally, “Live Well” reflects CSCU’s commitment beyond banking. They invest in programs and initiatives that enrich the community’s quality of life, from supporting local schools and scholarships to sponsoring health and wellness events. CSCU understands that living well isn’t just about financial success; it’s also about enjoying a healthy, happy, and balanced life.


Reaching 70, 'Live Well' has been our guide to ensuring a legacy of wellness and prosperity for every member, defining our shared journey.

Pillars of Strength

These three pillars—Bank Happy, Spend Smart, and Live Well—shape CSCU’s mission. They’re about more than just banking; they’re about supporting a community where everyone has the opportunity to thrive financially, personally, and collectively. CSCU’s approach may be straightforward, but it’s deeply effective in building a supportive, knowledgeable, and well-rounded community.

Innovations in 2024

In 2024, CSCU continues to stand out through its innovative approach to banking. It has embraced cutting-edge technologies like artificial intelligence and blockchain to improve service delivery and security. Additionally, CSCU has taken significant steps towards sustainability, recognizing the importance of environmentally responsible operations in today’s world.

A Future Built on Trust and Excellence

In celebrating its 70th anniversary, CSCU commemorates its past achievements and looks forward to continuing its legacy of service, innovation, and community involvement. It stands as a testament to what a financial institution can achieve when it remains steadfast in its commitment to its members and the community at large.

As CSCU looks towards the future, it remains dedicated to its founding principles of providing excellent service and value to its members. With a strong foundation built over seven decades, CSCU is well-positioned to navigate the challenges of the future financial landscape.