Checking with Rewards

Open a Checking Account that Rewards Every Step of Your Financial Journey

Open an interest bearing checking today and enroll in UChoose Rewards® to earn rewards by using your debit card.


Get paid up to


early with Direct Deposit

Every debit card purchase earns


for cash, merch, or travel

Earn interest with only


minimum balance

Make Your Hard-Earned Money Work for You

    • Early Payday with Direct Deposit: Get access to your hard-earned money up to 2 days early with direct deposit. 
    • Rewarding Every Purchase: Every swipe of your debit card isn’t just a transaction; it’s an opportunity to earn rewards. Convert your spending into points redeemable for cash, merchandise, travel experiences, and more.
    • Interest Earnings with Minimal Balance: Start earning interest on balances over $500, a feature unique among checking accounts. And the best part? No penalty for dropping below this balance on most accounts.
    • 24/7 Banking Convenience: Open your account online anytime. Our seamless online and mobile banking services mean your financial management is always just a click away.
    • Interest on Your Terms: With only a $500 minimum balance, your deposits begin to earn interest, enhancing your financial growth without any hidden fees or minimum balance charges.
    • No Penalty for Flexibility: Life is unpredictable. That’s why our checking account offers the flexibility of no penalties for falling below the minimum balance on most of our accounts.

Your Checking Features

Minimum to Open$0
Minimum Balance to Avoid a Fee$0
Pays InterestTiered rates for higher balances
Minimum to Earn Interest$500
Visa Debit Card
UChoose Rewards®
Online and Mobile Banking
CSCU Bill Pay
Overdraft Protection
Courtesy Pay
Direct DepositGet Paid up to 2 days early

Join the CSCU Checking Family Today

Becoming a member of the CSCU family is straightforward. If you reside, work, attend school, or worship in Walker, San Jacinto, Trinity, Houston, Madison, Grimes County, Texas, you’re eligible to join us. Have questions or need guidance? Reach out to us; our Community Service Credit Union team is here to support you every step of the way.

Open Now Connect with CSCU Staff