About Home Care Loans
- CSCU Membership eligibility is required.
- You must be the homeowner of the property where the unit(s) are to be installed.
- Your generator/HVAC needs are between $3,000 and $15,000.
- Your generator/HVAC must be installed by a licensed contractor.
- You need a minimum credit score of 650.
Your debt-to-income ratio must be under 43%.
Use this formula to calculate your DTI: total monthly debt payments / your total monthly income, before taxes = DTI
|Term||APR*||Loan Amount||Monthly Payment|
|12 - 18 Months||6.00%||$3,000 - $4,000||$230|
|17 - 24 Months||6.00%||$4,001 - $5,500||$245|
|22 - 29 Months||6.00%||$5,501 - $7,000||$260|
|28 - 34 Months||6.00%||$7,001 - $8,500||$275|
|32 - 60 Months||6.00%||$8,501 - $15,000||$290|
We're here, talk to us.
Text us anytime and we’ll get back to you during business hours. Our local team will walk you through your questions and get you set up with an reservation or application. Not a fan of texting? Call 936-295-3980 or email us here.TEXT: 936-207-2996
*Message & data rates may apply.
*All loans subject to credit approval and membership eligibility. Your actual APR (Annual Percentage Rate) will be determined at the time of your loan disbursement and will be based on your creditworthiness and other factors, including the collateral age and condition if applicable. Not all applicants will qualify for the lowest rate. Minimum credit score for Home Care Loans is 650. Other terms and conditions may apply.