Home Care Loans

Keep your cool with this one-stop-shop

Gain peace of mind with your next home generator, HVAC, or other home improvements. Keep your home connected, comfortable, and safe with an affordable CSCU Home Care loan.



to apply





About Home Care Loans

  • CSCU membership eligibility is required. 
  • You must be the homeowner of the property where the improvements are to be made.
  • Improvements must be made by a licensed contractor.
  • Your borrowing needs should be between $3,000 and $15,000. 
  • You need a minimum credit score of 670.
  • Your debt-to-income ratio* must be under 43%.

*Debt-to-income (DTI) ratio is your debts vs your income. Use this formula to calculate your DTI: total monthly debt payments / your total monthly income, before taxes = DTI


We're here, talk to us.

Text us anytime and we’ll get back to you during business hours. Our local team will walk you through your questions and get you set up with an reservation or application. Not a fan of texting? Call 936-295-3980 or email us here.

TEXT: 936-295-3980

*Message & data rates may apply.

*All loans subject to credit approval and membership eligibility. Your actual APR (Annual Percentage Rate) will be determined at the time of your loan disbursement and will be based on your creditworthiness and other factors, including the collateral age and condition if applicable. Not all applicants will qualify for the lowest rate. Minimum credit score for Home Care Loans is 670. Other terms and conditions may apply.