Rates Effective May 22, 2024

Consumer Checking

AMOUNT MINIMUM DAILY BALANCE TO EARN APY* APY*
Up to $499.99 $500.00N/A
$500.00 $2,499.99 $500.00.500%
$2,500.00-Above $2,500.001.000%

AMOUNT

Up to $499.99

MINIMUM DAILY BALANCE TO EARN APY*

$500.00

APY*

N/A

AMOUNT

$500.00 $2,499.99

MINIMUM DAILY BALANCE TO EARN APY*

$500.00

APY*

.500%

AMOUNT

$2,500.00-Above

MINIMUM DAILY BALANCE TO EARN APY*

$2,500.00

APY*

1.000%

REGULAR SAVINGS (Membership Account)

AMOUNT MINIMUM DAILY BALANCE TO EARN APY* APY*
$0.01-$99.99 $100.00N/A
$100.00-$2,499.99 $100.000.100%
$2,500.00-$4,999.99 $100.000.100%
$5,000.00-$9,999.99 $100.000.100%
$10,000.00-Above $100.000.100%

AMOUNT

$0.01-$99.99

MINIMUM DAILY BALANCE TO EARN APY*

$100.00

APY*

N/A

AMOUNT

$100.00-$2,499.99

MINIMUM DAILY BALANCE TO EARN APY*

$100.00

APY*

0.100%

AMOUNT

$2,500.00-$4,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$100.00

APY*

0.100%

AMOUNT

$5,000.00-$9,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$100.00

APY*

0.100%

AMOUNT

$10,000.00-Above

MINIMUM DAILY BALANCE TO EARN APY*

$100.00

APY*

0.100%

The Regular Savings account or Membership Account establishes your membership with CSCU.  Once you are a member, you can apply to open other accounts.  

High Yield Savings (Money Market)

Consumer Accounts

AMOUNT MINIMUM DAILY BALANCE TO EARN APY* APY*
$0.01-$2,499.99 $2,500.00N/A
$2,500.00-$9,999.99 $2,500.002.000%
$10,000.00-$24,999.99 $10,000.002.000%
$25,000.00-$49,999.99 $25,000.002.000%
$50,000.00-$99,999.99 $50,000.002.000%
$100,000.00-$249,999.99 $100,000.002.750%
$250,000.00-$499,999.99 $250,000.003.250%
$500,000.00-$749,999.99 $500,000.005.100%
$750,000.00-$999,999.99 $750,000.005.200%
$1,000,000-Above $1,000,000.005.500%

AMOUNT

$0.01-$2,499.99

MINIMUM DAILY BALANCE TO EARN APY*

$2,500.00

APY*

N/A

AMOUNT

$2,500.00-$9,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$2,500.00

APY*

2.000%

AMOUNT

$10,000.00-$24,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$10,000.00

APY*

2.000%

AMOUNT

$25,000.00-$49,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$25,000.00

APY*

2.000%

AMOUNT

$50,000.00-$99,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$50,000.00

APY*

2.000%

AMOUNT

$100,000.00-$249,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$100,000.00

APY*

2.750%

AMOUNT

$250,000.00-$499,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$250,000.00

APY*

3.250%

AMOUNT

$500,000.00-$749,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$500,000.00

APY*

5.100%

AMOUNT

$750,000.00-$999,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$750,000.00

APY*

5.200%

AMOUNT

$1,000,000-Above

MINIMUM DAILY BALANCE TO EARN APY*

$1,000,000.00

APY*

5.500%

High Yield Savings (Money Market)

Business Accounts

AMOUNT MINIMUM DAILY BALANCE TO EARN APY* APY*
$0.01-$2,499.99 $2,500.00N/A
$2,500.00 - $9,999.99 $2,500.001.250%
$10,000.00 - $24,999.99 $10,000.001.300%
$25,000.00 - $49,999.99 $25,000.001.350%
$50,000.00 - $99,999.99 $50,000.001.650%
$100,000.00 - $249,999.99 $100,000.002.150%
$250,000.00 - $499,999.99 $250,000.002.650%
$500,000.00-$749,999.99 $500,000.002.900%
$750,000.00-$999,999.99 $750,000.004.150%
$1,000,000-Above $1,000,0005.150%

AMOUNT

$0.01-$2,499.99

MINIMUM DAILY BALANCE TO EARN APY*

$2,500.00

APY*

N/A

AMOUNT

$2,500.00 - $9,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$2,500.00

APY*

1.250%

AMOUNT

$10,000.00 - $24,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$10,000.00

APY*

1.300%

AMOUNT

$25,000.00 - $49,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$25,000.00

APY*

1.350%

AMOUNT

$50,000.00 - $99,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$50,000.00

APY*

1.650%

AMOUNT

$100,000.00 - $249,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$100,000.00

APY*

2.150%

AMOUNT

$250,000.00 - $499,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$250,000.00

APY*

2.650%

AMOUNT

$500,000.00-$749,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$500,000.00

APY*

2.900%

AMOUNT

$750,000.00-$999,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$750,000.00

APY*

4.150%

AMOUNT

$1,000,000-Above

MINIMUM DAILY BALANCE TO EARN APY*

$1,000,000

APY*

5.150%

IRA SAVINGS

AMOUNT MINIMUM DAILY BALANCE TO EARN APY* APY*
$.01-$9,999.99 $.011.000%
$10,000.00-$39,999.99 $10,000.001.000%
$40,000.00-Above $40,000.001.000%

AMOUNT

$.01-$9,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$.01

APY*

1.000%

AMOUNT

$10,000.00-$39,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$10,000.00

APY*

1.000%

AMOUNT

$40,000.00-Above

MINIMUM DAILY BALANCE TO EARN APY*

$40,000.00

APY*

1.000%

Certificate

Term Amount to Open APY*
6 Months $500.003.35%
12 Month $500.005.00%
24 Month $500.003.35%
36 Month $500.003.35%
48 Month $500.003.35%
60 Month $500.003.30%

Term

6 Months

Amount to Open

$500.00

APY*

3.35%

Term

12 Month

Amount to Open

$500.00

APY*

5.00%

Term

24 Month

Amount to Open

$500.00

APY*

3.35%

Term

36 Month

Amount to Open

$500.00

APY*

3.35%

Term

48 Month

Amount to Open

$500.00

APY*

3.35%

Term

60 Month

Amount to Open

$500.00

APY*

3.30%

Mini Jumbo Certificate

Term Amount to Open APY*
6 Month $40,000.003.35%
12 Month $40,000.005.00%

Term

6 Month

Amount to Open

$40,000.00

APY*

3.35%

Term

12 Month

Amount to Open

$40,000.00

APY*

5.00%

Jumbo Certificate

Term Amount to Open APY*
6 Month $75,000.003.35%
12 Month $75,000.005.00%

Term

6 Month

Amount to Open

$75,000.00

APY*

3.35%

Term

12 Month

Amount to Open

$75,000.00

APY*

5.00%

IRA Certificate (Traditional IRA)

Term Amount to Open APY*
6 Month $500.003.35%
12 Month $500.005.00%
24 Month $500.003.35%
36 Month $500.003.35%
48 Month $500.003.35%
60 Month $500.003.30%

Term

6 Month

Amount to Open

$500.00

APY*

3.35%

Term

12 Month

Amount to Open

$500.00

APY*

5.00%

Term

24 Month

Amount to Open

$500.00

APY*

3.35%

Term

36 Month

Amount to Open

$500.00

APY*

3.35%

Term

48 Month

Amount to Open

$500.00

APY*

3.35%

Term

60 Month

Amount to Open

$500.00

APY*

3.30%

IRA Roth Certificate

Term Amount to Open APY*
12 Month $500.005.00%
24 Month $500.003.35%

Term

12 Month

Amount to Open

$500.00

APY*

5.00%

Term

24 Month

Amount to Open

$500.00

APY*

3.35%

IRA Education Certificate

Term Amount to Open APY*
12 Month $500.005.00%
48 Month $500.003.35%

Term

12 Month

Amount to Open

$500.00

APY*

5.00%

Term

48 Month

Amount to Open

$500.00

APY*

3.35%

Mini Jumbo IRA Certificate (Traditional IRA)

Term Amount to Open APY*
6 Month $40,000.003.35%
12 Month $40,000.005.00%

Term

6 Month

Amount to Open

$40,000.00

APY*

3.35%

Term

12 Month

Amount to Open

$40,000.00

APY*

5.00%

Jumbo IRA Certificate (Traditional IRA)

Term Amount to Open APY*
6 Month $75,000.003.35%
12 Month $75,000.005.00%

Term

6 Month

Amount to Open

$75,000.00

APY*

3.35%

Term

12 Month

Amount to Open

$75,000.00

APY*

5.00%

Step Rate Certificate

Term Amount to Open APY*
24 Month $5,000.003.25%

Term

24 Month

Amount to Open

$5,000.00

APY*

3.25%

Step Rate Plus Certificate

Term Amount to Open APY*
24 Months $10,000.003.30%

Term

24 Months

Amount to Open

$10,000.00

APY*

3.30%

IRA Step Rate Certificate (Traditional IRA)

Term Amount to Open APY*
24 Months $5,000.003.25%

Term

24 Months

Amount to Open

$5,000.00

APY*

3.25%

IRA Step Rate Roth Certificate

Term Amount to Open APY*
24 Months $5,000.003.25%

Term

24 Months

Amount to Open

$5,000.00

APY*

3.25%

IRA Educational Step Rate Plus Certificate

Term Amount to Open APY*
24 Month $10,000.003.30%

Term

24 Month

Amount to Open

$10,000.00

APY*

3.30%

*APY – Annual Percentage Yield.  The APY is an annualized rate that reflects estimated interest earnings based on the interest rate and frequency of compounding.  In the event accounts earning APY are subject to fees as outlined in the account agreement, please note that fees  could reduce the earnings on the account. Rates and terms are subject to change without notice.  Penalties apply for early withdrawals from certificate accounts. Terms and conditions subject to change.