Your Savings, Your Membership


Bank Happy while watching your savings grow with a CSCU Savings Account. As member-owned financial institution, CSCU opens the door to other services when you establish a savings account with a $5 minimum deposit.

CSCU Savings (Share) Membership Account

A savings account, also called a share account, is your basic savings account and establishes your membership with Community Service Credit Union.  Opening a CSCU savings account enables you to take advantage of our other accounts and services.

  • $5 minimum opening deposit and balance
  • Earn monthly dividends on your hard earned money
  • Save with automatic transfer from another CSCU account
  • Payroll deduction from your employer
  • Quarterly Statements
  • Use for overdraft protection for your CSCU checking

Frequently Asked Questions

Why do I need a membership account?

Unlike banks that are open to anyone, credit unions have a “field of membership”, which means you have to be a member in order to access other products and services.  The minimum membership deposit is $5 and this must remain on deposit as long as you are a member.

Can I add more money to my Share/Savings Account?

Yes.  The $5 is just the minimum to get started.  The CSCU savings account is a place to build an emergency fund, vacation fund or simply a source of funds for anything you can dream of.

How do I qualify for membership?

If your work, reside, worship or attend school in Walker, Trinity, Madison, Grimes, Houston or San Jacinto County OR are related to any individual in those groups, you are eligible to apply for membership. See full details on membership.