Business Accounts

Banking for your business, club, or organization

Get started today by contacting a member of the CSCU team so we can get you on the road to your new business account.

Talk to a Business Consultant 

KEY FEATURES

$0

monthly service charge

FREE

online & mobile banking

Features for taking care of your business

When you own a business, we know that every minute counts, and so does every dollar. 


Our Checking and Savings Account options are designed to support your business:

  • Free Visa® debit card with your business checking account.

  • Online and Mobile Banking access available on computers, tablets, or mobile phones.

 

Business Accounts

Business Checking Business Savings Business Money Market
Minimum Balance to Open $100 $5 $2,500
Monthly Service Charge $0 $0 $0
Minimum Balance to Earn Interest N/A $100 $2,500
Minimum Balance to Avoid Fees $0 $0 $2,500
Minimum Balance Fee N/A N/A $10
TeleAccess & Text Banking ✓ ✓ ✓
CSCU Online & Mobile ✓ ✓ ✓
Mobile Deposit Capture ✓ ✓ N/A
ATM Access ✓ ✓ ✓
Bill Pay & Zelle® ✓ N/A N/A
uChoose Rewards® ✓ N/A N/A
image of contactless credit card being used at payment kiosk
Business Credit Cards

Find the right credit card program for your business and staff

Spend Smart when you get your organization a CSCU Business credit card.

Apply Now
small business owner holding tablet smiles from front entrance of shop
Line of Credit

Open an affordable line of credit

Let's set you up with a line of credit that fits your business borrowing needs.

Apply Now
small business owner happily evaluates loan options on the phone while at desk
Business Loans

Get a great loan to support your business

Work with our Lenders to find the right rate and terms for a loan to help you back your business.

Apply Now

Business Merchant Services

Helping you do business is our business

Choose how your business accepts payments from a variety of advanced technology options and services from Clover®. We’ll help you find the right package to receive payments so you can get back to taking care of business! Set up a business account call or in-person reservation today and mention Clover® in your request.  

LET'S TALK SHOP

BUSINESS RESOURCES

Online Banking

Conveniently bank online anywhere and enjoy these additional benefits for your business: 

  • Monthly eStatements
  • Mobile Banking 
  • Bill Pay & Zelle®
  • Debit & Credit Card Management
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Mobile Banking

Take banking on-the-go with your tablet or smart phone and enjoy quick access to your business accounts right in the palm of your hands. Plus, you’ll have access to Mobile Deposit Capture eliminating the need to deposit checks at a physical location. 

Enroll in Online Banking for mobile access prior to downloading our Apple or Android app.

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uChoose Rewards®

Earn rewards on your qualifying everyday business purchases. Register your CSCU Visa Business debit card and watch how quickly your rewards add up! Then, redeem your points for merchandise, gift cards, travel, and more.

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FREQUENTLY ASKED QUESTIONS

Is there an age requirement for opening a business account?

You must be at least 18 years old to open a business account. 

Do you provide merchant services for businesses to accept payments?

We offer merchant services through Clover® to support your business sales. Text 936-295-3980 or schedule a business account reservation and talk to a personal banker about your options today! 

Do business accounts offer any rewards?

Our free Visa debit card and some Visa credit cards for business do offer rewards through uChoose Rewards®.