Loan Resources

Message Pay

Pay your CSCU loans or credit cards from any external account using MessagePay. Now available through text, CSCU Online, or CSCU Mobile.

What You Should Know

TEXT – You will receive a text with your payment amount, due date, and a link to view your payment options. You can also opt out of this text message service by replying “STOP” anytime. 

VERIFY – You will be asked to verify your account number and date of birth before setting up your new 4-digit PIN and selecting your preferred payment method.

ENJOY – After verification, you will be redirected to the payment portal, where you can view your loans and payment methods. 

Member Benefits

ZERO transaction fees

Automatic reminders five days before your payment due date

Payment amount, partial payment, and overpayments allowed

Payments accepted from checking accounts, savings accounts, and debit cards* 

Encrypted information guarantees your information is secure

Convenient ways to pay from an external account: text message, website, online banking. and mobile banking app


Can I make a payment on my loans through my online and mobile banking account?

Log in to your online and mobile account using your smartphone, tablet, or desktop and select ‘Make a Payment’ from the menu bar located on the left. This will take you to the payment portal, where you will have to verify your account.

If I opt out of receiving text messages, will I still be able to pay my loans online?

Yes, you will have to access the payment portal through our website or online and mobile banking. However, you will not receive any text notifications regarding payment reminders and will not be able to make a payment via text message.

How can I pay my account via text message?

Once you receive a text reminder, you respond “Pay” to the same text. You will be asked to enter your pin to verify your account, once you have completed this process, your payment will be complete, and you should receive a confirmation text. 

NOTE: you will have to set up a 4-digit pin and preferred payment method before using text payments.

*Excludes cards from CSCU
**Carrier message and data rates may apply.